UST has just celebrated its 26th year of successful operation.
Security - Unemployment Services Trust Security - Unemployment Services Trust Lower Rates
What resources does UST offer its members?
UST members have several distinct advantages:
  • An unemployment rate that is generally lower than what you would pay the state.
  • All unemployment claims are audited - any claim without merit is challenged.
  • Free annual training seminars on employment law are offered to members
Are there any risks to joining the Trust?
When you opt out of the state system, you must agree to remain out for a period of time, usually two years. If you were to withdraw from the Trust, you would be liable for any deficit balance in your account.
Strength - Unemployment Services Trust Strength - Unemployment Services Trust
How strong is the Trust?
Financial strength is measured by the asset base of $89.5 million
  • Click here to see the time trend. There are 2,100+ member organizations covering the entire spectrum of nonprofits in nationwide.
How are my organization's funds invested?
Click here to see a graph of assets distribution.
What other protection does the Trust provide for members?
Each Trust member is protected from catastrophic claim losses.
Savings - Unemployment Services Trust Savings - Unemployment Services Trust, Experience Credits Guaranteed Rate
How much money would we save by joining the Trust?
You receive a Guaranteed Rate for your first two years of membership, which clearly illustrates your savings. Over time, members save approximately 30% over what they would have paid to the state. Find out how much your organization could save.
What other savings opportunities do members have?
The Trust invests funds on behalf of its membership, and every year since 1986, we have returned excess investment return to members in "Experience Credits". Credits total more than $25 million since 1986!
Stability - Unemployment Services Trust Stability - Unemployment Services Trust Nationwide
Are there any Trust participants in my area?
Probably. UST's 2,100+ members are nationwide. Call us at 1-888-249-4788 if you would like to know how your neighbors are saving money through Trust membership.
Is the Trust stable?
Yes. You can be assured that once you join the Trust, very few organizations leave. UST boasts a retention rate of 98%.
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What is it?

UST is an Unemployment Tax Savings Program specifically for non-profits. UST is owned by its over 2,100 participating organizations and controls assets of over $89 million. Elected Trustees, who are CEOs or CFOs of member organizations, govern the trust.

What does it do?

The sole purpose of UST is to provide nonprofits with a safe, cost-effective alternative to paying state unemployment taxes. Organizations opt out of the state unemployment system, and make quarterly contributions directly to the Trust. The Trust handles claims payments directly on their behalf.

Would my organization benefit from the Trust?

Most nonprofits do benefit from participation. The ideal organization has 10 or more employees. To find out if your organization could benefit, call 1-888-249-4788, or e-mail info@chooseust.org.

Why should my organization join UST?

  • UST's sole mission is to minimize unemployment tax costs for its members.
  • UST's membership is diverse - across the country, and by type of organization.
  • UST's operating expenses, as a percent of contributions, are the lowest of ANY national trust.

How do I join the Trust?

Just call, FAX, or e-mail us to receive a Request For Quote form, and more information. We will send it promptly, and once we have all your information, we will send you a Guaranteed quote for the next two years. It's easy - take advantage of the savings on unemployment insurance that all nonprofits are entitled to, and start saving money now!

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